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Consumer Help
Help with debt, money, disputes, income, and more...
© Tony Holkham 2018

MONEY : Debt - credit - insurance - bank charges - accounts - loans - spending.
FAULTY GOODS : What is a fault? - repair, refund or replace? - evidence - stating your case - winning.
GET MONEY OWED : Who owes? - finding a decision-maker - threats & promises - expenses - compromise.
OTHER PROBLEMS : Finding work - employee relations - extra income - cash from collecting - taking control.

HOW CAN I HELP YOU? In two ways -

[1] You can download my Kindle e-book "Money Management Made Easier" (previously known as "Don't take it lying down") NOW for less than £4 (or equivalent in other currencies) here (UK). Sometimes it's FREE.
(If you don't have a Kindle reader, you can download a FREE Kindle reading app here for Mac, PC, pad, tablet or phone.

This book is packed with advice on dozens of everyday problems. It also suggests what you can do to save money, make more money, get out (and stay out) of debt, and avoid stress and legal action. It contains sample letters and hundreds of tips to help you through difficult times or just assert your rights.

Whether in business or private life, we all face problems from lack of money, aggressive financial institutions, manufacturers and retailers of faulty goods, and people or organisations who won't pay what they owe, or won't do what they promised. You're not alone. Don't take it lying down, now republished as MONEY MANAGEMENT MADE EASIER, started at a time when I was in difficulties myself and had to use my wits and my experience as a professional writer to survive a period of crisis. I helped others do the same. I came through my crisis period, saving myself thousands of pounds (not to mention a lot of stress) in the process - so can you.

If you want to "throw the book at them", this is the one to throw.

[2] Or you can contact me now, with no obligation, and tell me about your problem in complete confidence.

If I can help, I will. If I can't, I will say so. If I think it's going to require a lot of work on my part, we will discuss payment. Otherwise, any advice I give you will be FREE. Why? Because I've been there. I know what it's like.

When I was in trouble I didn't take it lying down; I still don't. See the list (at the top of the page) of what I've saved recently - just by using the right words, talking to the right people and looking in the right places. You can do it, too.